Kristen L. Haynes

Kristen L. Haynes

BIC, GC, CMRS Broker/Realtor, NC/SC

License #: Broker, NC: 173307, SC: 13212

New Home Buyers Brokers / Realty Pros

Mobile:
704-905-4062
Office:
704-905-4062
Toll Free:
1-877-372-2252
Email Me

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Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50

USA Real Estate News-Inman - Fri, 2025-10-10 15:16
Once Fannie Mae and Freddie Mac are ready to start accepting VantageScore 4.0, the algorithm will go head-to-head with the less inclusive FICO Classic score.

15 tips, tricks and tools to add to your DIY home staging kit

USA Real Estate News-Inman - Fri, 2025-10-10 12:04
A combination of upskilling and these 15 items and strategies helps ensure that your home staging gets your listings sold, Annette DeCicco writes.

Private listing networks are the newest pet rock: Bess Freedman

USA Real Estate News-Inman - Fri, 2025-10-10 11:51
Not all trends are worth following, the Brown Harris Stevens CEO writes. The pet rock had its moment, but private listing networks create a conflict between fiduciary duty and financial gain.

$100M fraud ring busted, hundreds displaced by foreclosures

USA Real Estate News-Inman - Fri, 2025-10-10 11:43
A New York State investor group is at the center of a burgeoning foreclosure crisis in Baltimore, according to an investigative report from "The Baltimore Banner."

Fed Governor Calls for Cautionary Policy Changes Ahead of FOMC Meeting

USA Real Estate News-RISMedia - Fri, 2025-10-10 11:30

Federal Reserve Governor Michael S. Barr warned Thursday that the central bank’s battle against inflation is far from over, with price pressures expected to persist until 2027, as rising tariffs continue to ripple across the economy. Speaking at the Economic Club of Minnesota, Barr said the Federal Reserve continues to face elevated risks on both…

The post Fed Governor Calls for Cautionary Policy Changes Ahead of FOMC Meeting appeared first on RISMedia.

Compass clues, ChatGPT listings, white-collar crime: Inman’s Top 5

USA Real Estate News-Inman - Fri, 2025-10-10 11:04
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers.

Universal Consulting Opportunities Announces Alliance with the Confederación Inmobiliaria Latinoamericana

USA Real Estate News-RISMedia - Fri, 2025-10-10 10:54

Universal Consulting Opportunities (UCO), a subsidiary of Stellar MLS, has announced an alliance with the Confederación Inmobiliaria Latinoamericana (CILA), a private international organization representing 700,000 real estate professionals in Latin America, to deliver Multiple Listing Service (MLS) expertise and education across the region. With this agreement, CILA and UCO will work to elevate real estate…

The post Universal Consulting Opportunities Announces Alliance with the Confederación Inmobiliaria Latinoamericana appeared first on RISMedia.

Will Trump’s Proposals Reshape the Housing Industry? Real Estate Experts Are on the Fence

USA Real Estate News-RISMedia - Fri, 2025-10-10 10:53

When the Trump Administration floated the idea of merging Fannie Mae and Freddie Mac into a single “Great American Mortgage Corporation” and taking it public, the announcement didn’t come through a press conference or news release. Instead, the president himself shared it via social media, sparking intense speculation. It’s one of many examples emerging from…

The post Will Trump’s Proposals Reshape the Housing Industry? Real Estate Experts Are on the Fence appeared first on RISMedia.

Report: Lower Rates Could Save Borrowers Up to $2,500 Annually

USA Real Estate News-RISMedia - Fri, 2025-10-10 10:52

Mortgage rates are falling, which could be a step closer to affordable homeownership for many buyers, especially those in high-cost areas, according to online loan marketplace LendingTree. Nationally, the average rate on a 30-year fixed mortgage was 6.68% in July this year, a drop from July 2024’s 7.19%. The average calculated monthly payment across the…

The post Report: Lower Rates Could Save Borrowers Up to $2,500 Annually appeared first on RISMedia.

Mortgage Mix: Major Lenders Accused of Price-Fixing in New Lawsuit

USA Real Estate News-RISMedia - Fri, 2025-10-10 10:51

Editor’s Note: The Mortgage Mix is RISMedia’s biweekly highlight reel of need-to-know mortgage-industry happenings. Watch for it every other Friday afternoon. – Rocket, United Wholesale Mortgage (UWM) and 24 major lenders have been named in a lawsuit alleging price-fixing amongst the organizations. The suit alleges that the lenders collaborated with mortgage software provider Optimal Blue…

The post Mortgage Mix: Major Lenders Accused of Price-Fixing in New Lawsuit appeared first on RISMedia.

Think like an economist. Win like a real estate agent: Now Streaming

USA Real Estate News-Inman - Fri, 2025-10-10 10:13
Redfin Chief Economist Daryl Fairweather unpacks the economic principles behind the real estate industry to make agents more effective.
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